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About Us
We work for you, not the insurance companies.
The vast majority of insurance agents represent one carrier and have no interest in saving the customer money. The online brokerages are commodity shops that have little interest in dealing with you as an individual.
We're different. We are truly independent agents. We work with all the top insurance companies, and know which ones best fit different cases. We help people who for one reason or another do not appear to qualify for low-risk rate categories. Our mission is to save you money.
Here's how we do it.
1. First and foremost what sets us apart are our relationships, not only with you the consumer, but also with the companies and the key underwriters (these are the people who ultimately decide if your policy will be approved). We take the time to find out how your situation is unique.
2. Whatever your risk factors, whether it's health, lifestyle, or profession, we'll build an argument much like a defense attorney would. Our case will be totally honest, but we will present your situation in such a way to lower the apparent risk to the companies.
3. Then, using our unique access to the decision makers at the major carriers and leveraging our solid reputation, we'll "go to the mat" negotiating for your best deal.
4. Finally, we'll come back to you and present all the options. We'll answer all your questions. Savings of 30% to 50% over what you've previously been offered are quite common.
Best of all, there is no extra cost to you for this service! We make our money from commissions the same way other agents do. We just remember and believe in the old adage "The client comes first!"
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