You may feel healthy. You may look healthy. But life insurance companies probably see you differently. Do any of these common health and lifestyle factors apply to you?

• high blood pressure
• higher than optimum cholesterol
• overweight
• smoking
• family history of cancer or heart disease
• any history treatment for anxiety or depression
• any history of substance abuse

Any one of these will quickly disqualify you from the lower-cost rate categories. That is, unless you have help from the Pros.

People who have or have had serious problems such as cancer, heart disease, or diabetes have the hardest time getting life insurance. Nevertheless, we have helped many such individuals get a fair shake.

Our vast understanding of medical conditions sets us apart from almost all other insurance agents. We'll read your echocardiogram, your pathology reports, your lab reports. The insurance underwriters know that we know what we're talking about. We'll put together a convincing case that you're going to live for a good long while!