Life insurance companies see smoking as just another risk factor, although
a significant one. Nevertheless, a few life insurance companies have less onerous
rates for certain classes of smokers.
If you are a light smoker (5-6 cigarettes a day), lower rates are
possible.
Also, for cigar and pipe smokers and those who chew, special policies
are available.
Term Life Pros maintain top relationships with many life insurance
companies and underwriters to make sure you get the lowest possible
quotes. If you are a smoker or have recently quit, please fill out
the Request a Quote form and
an agent will prepare the proper quotes for your situation and make
you aware of all your options.
